We want to make access to justice as easy as possible for you, so we have partnered with CreditDigital to offer you flexible and affordable payment options, where it is appropriate for you.
With this option you can access the funds you require today and spread the cost of your matter over a repayment period that suits your needs.
Note: CreditDigital is a business lender, and as such this finance solution is not available to individuals.
What is CreditDigital?
CreditDigital is an online service that will pay your invoice on your behalf, from a value of £250 to £250,000.
Instead of paying the cost of your invoice upfront, you are given the freedom to pay in instalments for up to 12 months.
How does it work?
- QUOTE – Ask us to spread your payment with CreditDigital
- APPLICATION – CreditDigital sends you an email with a short online form.
- OFFER – CreditDigital performs some basic checks and offers you a repayment plan.
- PAYMENT – You click to sign and we are paid on your behalf by CreditDigital. You can repay early at any time with no fees!
How much does it cost?
Interest rates offered by CreditDigital are competitive, starting from 1.4% per month and calculated daily.
There are no establishment fees or other hidden fees.
It’s always free to make repayments, and you can repay as much as you like, anytime you like.
CreditDigital is a trading name of MTL Financial Ltd. and is authorised and regulated by the Financial Conduct Authority. They are a credit broker not a lender and offer credit facilities from a panel of lenders. For more information, please visit: www.creditdigitial.co.uk.
Frequently asked questions
What is the interest rate on how much I borrow?
Interest rates begin at 1.4% per month. However the exact amount of interest on your offer will be determined at the offer stage. Do make sure that you review this carefully and are happy with it before accepting.
How long does it take to find out that I have had an offer accepted?
Once an application has been made you will find out within minutes whether it has been accepted.
Will the check go on my credit report?
The process of applying for CreditDigital includes a “soft” credit check initially. This does not go onto your credit report.
Are there any hidden fees?
There are no hidden fees.
Who do I owe the balance to?
The balance owed for any invoices financed through CreditDigital is owed to CreditDigital and is paid off over the course of your agreed payment plan.
As an individual, can I use CreditDigital to pay my bill?
No, CreditDigital is only available to finance on the basis that it is lending to a business entity. If you are an individual who does not have a business you will need to seek alternative finance arrangements.
For any further queries during the application process or when signing the credit agreement, CreditDigital’s Customer Service team will be happy to help either through the live chat function on their website, or by phone on 020 8089 5010 and by email at firstname.lastname@example.org.